At the Law Offices of Phil Hineman, P.C, we offer:

· Affordable, personal bankruptcy representation

· Free consultation by phone (602)977-2859

· Evening and weekend appointments available

· Live Chat

· 20+ years of experience

· Offices in Phoenix, Tucson, and Yuma

Considering Bankruptcy?

Get a Free Evaluation by a Lawyer, Eliminate Bills, Get Foreclosure Help

In the Phoenix area call 602-977-2859

In the Yuma area call 928-341-9600

All other areas call 1-800-747-9220

The Law Office of Phil Hineman, P.C. is a federally designated DEBT RELIEF AGENCY as defined In the 2005 amendments to the US Bankruptcy Code.

Information contained in this web site is for informational purposes only and does not constitute legal advice, should not be considered as legal  authority, and does not create an attorney-client relationship.  You should not rely on this material without seeking professional help.

The differences between Chapter 7 and Chapter 13 Bankruptcy are significant.  Chapter 7 is the most common form of bankruptcy.  It is a liquidation proceeding in which the debtor’s non-exempt assets, if any, are sold by a Trustee...

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Chapter 7  or 13?

Bankruptcy law is aimed at giving persons burdened by debt the chance to get a fresh start.  The reasons for filing are many —and not necessarily anyone’s fault— including job loss, divorce, illness or death of a spouse or breadwinner, or constant debt. We have a FAQ to answer your concerns, and a guide with suggestion on how to prepare for a bankruptcy.  We also offer live chat for help with particular situations, and a free consultation that can be easily conducted over the phone.

Why Bankruptcy?

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Although Chapter 7 and 13 Bankruptcies are among the most common debt relief options, there are other choices.  We can discuss alternatives to bankruptcy during our free consultation.  Such options include negotiating unsecured debts for a lump sum percentage.

Alternatives to Bankruptcy

Who We Are

The Law Offices Of Phil Hineman, P.C., is an Arizona Bankruptcy Law Firm dedicated to assisting its clients gain financial freedom and well-being.  We handle cases statewide, with offices in Phoenix, Yuma, and Tucson.   Our attorneys have filed over 2,000 bankruptcy cases.

We offer help with credit cards/loans, foreclosures, vehicle loans or tax debt (Bankruptcy alternatives) and also consolidations, settlements or workouts (Non-Bankruptcy alternatives).

 

Loan Modification

Loan Workouts

Debt Relief

Asset Protection

Bankruptcy Court Dates

We Handle:

Foreclosures

Garnishments

Creditor Harassment

We Can Stop:

In October of 2005, the Bankruptcy Abuse Prevention Consumer Protection Act (BAPCPA) went into effect.  Bankruptcy is still a viable option but consultation with an attorney can really help you take advantage of all of your legal options.

New Bankruptcy Laws

Welcome to the Law Offices of Phil Hineman, P.C.