Chapter 7 Bankruptcy
Chapter 7 is the most common form of bankruptcy filed in Phoenix and throughout Arizona. It is also typically the fastest and least expensive type of bankruptcy to file. If you qualify for Chapter 7, you could see the eradication of the majority of your debt, including credit card debt, in six months or less.
Do You Qualify for Chapter 7 Bankruptcy?
At the Law Offices of Phil Hineman, we can help you determine if you qualify for Chapter 7 debt relief. This is determined based primarily on your gross income. However, if you don't qualify for Chapter 7 there is also the option of filing Chapter 13 to overcome your debt.
Attorney Phil Hineman will carefully review your circumstances and help you determine which type of bankruptcy is the best fit for you.
Stop Creditor Harassment
When you file bankruptcy, federal law provides that creditors will be prohibited from contacting you immediately upon filing. This is known as the "automatic stay." This stay temporarily stops creditor calls and collection efforts. Once a Chapter 7 bankruptcy is underway it can also prevent:
Contact Us for a Free Consultation and Fast Action
When creditors are constantly harassing you, threatening to take away your home or your car, garnish your wages or take other actions, you want it to stop now. Contact us and an experienced bankruptcy lawyer will help you take action to stop those harassing creditors.
