Creditor Harassment Attorney in Yuma
Stopping Creditor Harassment & Restoring Peace of Mind
If you are overwhelmed by debt, you may have stopped answering the phone. You may have even stopped looking at your mail. Of course, that is rarely enough to stop creditors who want to collect on credit card debt or any other debt. They will try to get in touch with you at work. They may even call members of your family. The stress is enough to drive a person crazy.
At the Law Office of Phil Hineman, P.C., we use our more than 30 years of experience to help people keep their sanity by stopping creditor harassment. We know that there is one method that is successful time and time again in accomplishing that goal. That method is bankruptcy.
Call (928) 224-3230 to discuss your financial situation. Our Yuma creditor harassment lawyer will help put an end to annoying calls. Se habla español.
How Does Bankruptcy Stop Creditor Harassment?
As soon as bankruptcy is filed, an automatic stay goes into place. This stay sends a message to all creditors that they need to stop the phone calls, they need to stop sending letters, and they need to stop everything. Both Chapter 7 and Chapter 13 can effectively stop creditor harassment.
Of course, if a creditor was violating the Fair Debt Collection Act in the first place, they may not be willing to follow the rules. After bankruptcy, if any creditor makes contact with you, we ask that you refer them to us because they are in violation of the Federal Bankruptcy Laws.
Creditors cannot contact you after your bankruptcy filing and Attorney Phil Hineman will remind them of the sanctions the court will impose if they continue to violate the law. This is usually all it takes to restore your sanity and can be a permanent solution, which is one of the biggest values of bankruptcy. This process is designed to help you get your debt under control so that you don’t ever have to deal with creditor harassment again.
The Importance of Acting Now
We encourage people to get in touch with the Law Office of Phil Hineman, P.C. as soon as possible if they are victims of creditor harassment. While we understand that this is a difficult decision, we also know that there are opportunities that could pass you by if we don’t move quickly. We don’t want you to miss out on anything that could be used to improve your financial future.
Contact Us for a Free Consultation & Fast Action
We serve the Phoenix metro area and the surrounding communities throughout Arizona. With experience born from having handled over 10,000 bankruptcy cases, we are ready to act quickly to protect your sanity and help you get on the road to financial freedom.
When you need legal help to put an end to annoying phone calls and nonstop harassment, contact the Law Office of Phil Hineman, P.C. to discuss your case with an experienced Yuma bankruptcy lawyer.
He aggressively, but tactfully, fought for my voice to be heard in court and he went the extra mile.- David K.
I highly recommend them if you need to file bankruptcy.- Bob R.
Mr. Hineman was very helpful.- Walter R.
If you're in trouble, do not hesitate to call on Mr. Hineman's help.- Kristian H.
If you want a fantastic lawyer, Mr. Hienman is your man.- Belinda G.
Over 30 Years of Legal Experience
Wide Range of Legal Services Available
Results-Driven Legal Strategies
Retired Judge Advocate & Proud Veteran
Compassionate & Responsive Service
Phil Hineman has been providing bankruptcy, family law, and criminal law services for the community for over 25 years. Reach out to discuss your case today.